WASH Loan Program

SAMIC receives fund and technical supports from Water.org to implement a 3-year WASH Loan Program from March 2016 to March 2019. “The overall objective of the program is to enhance the accessibility to safe water and sanitation facilities to improve the daily life and wellbeing of low-income Cambodians mainly living in rural areas through offering WASH loan program in all branches”. In addition, the WASH loan program also provides sanitation and hygiene education to Cambodian rural people.

By the end of December 2017, the number of WASH loan clients increased by 49.61% compared to the previous quarter, from 2,235 clients to 4,435 clients (of which 81.62% is female), benefiting 22,429 Cambodians mainly living in rural areas. This follows that the disbursed amount has also significantly increased from USD​ 625,991 to USD 945,960 which is increased by 33.82%. In terms of PAR, 2.30% of totally active clients (or 4,016 active clients) has appeared PAR lower 30 days and 0.19% exceeds 30 days, whilst 0.17% is over 60 days.

As of date, approximately 15,500 Cambodian rural people (in which 85% is female) have been educated on various sanitation and hygiene topics through different education delivery channels such as: (i) Community education (or village meetings), (ii) Loan collection/disbursement meetings, (iii) Individual client/non-client meetings (or face to face meeting with client and non-clients), and (iv) Social activity events. 

Indicator Q1 - 2018 Q4 - 2017 Q3 - 2017 Q2 - 2017 Q1 - 2017
Number of Clients 1,560 2,200 1,542 254  290
Number of Safe water/sanitation facilities 1,560 2,200 1,542  254  290
Number of Loan Disbursement (USD) 273,045 319,992 290,261 139,850  143,428



  • Agriculture Training

    Agriculture Training

    Over 50% of SAMIC Plc clients are engaged in agriculture activities. To help these clients improve the agricultural output, in 2015 SAMIC Plc engaged Rural Lives Development Organization (RLDO), who ... Read more
  • Clean City

    Clean City

    On 22nd November 2014, SAMIC had conducted cleaning environment by collected garbage along the Ocheur Teal beach at Preah Sihanouk province in order to raise awareness of air pollution cause by ... Read more
  • One Client One Tree

    One Client One Tree

    To raise awareness of green environment to our clients and their communities, on 19 July 2014 SAMIC Plc launched an environmental campaign called ‘One Client One Tree’ in which 700 small ... Read more